So the thought of that point of time, and that's why you see the letterhead at the bottom is Alpen Capital, not Sarasln-Alpen, was to get our credit team in Alpen Capital to take a look at it. Because the bank would not do this. There's no point me talking to Sarasln about doing this. That's not the bank philosophy or policy. There's no point talking to the credit team there. I was possibly going to Switzerland at that point of time, but the discussion would have to be done --