Client representative sought Standstill agreement for 6 months enabling the client to come back and operate his business. Debts restructuring was also sought to ease business liquidity. It was also confirmed that amongst all lenders, only 4 banks hold either security chqs or PGT such as NBAD, HBL, Barclays and Mashreq, therefore, it's been suggested that only these banks may proceed with the Standstill. Other lenders confirmed their willingness to work along with the client to facilitate settlement Of their debts without initiating any legal action. Lenders agreed that it would be more effective to have another discussion with the client either in person (if he opts to return) or over the phone, whichever is possible, during which client may express all his concerns which could be addressed on the spot by them.