Client representative sought Standstill agreement for 6 months enabling the client to come back Other lenders confirmed their willingness to work along with the client to facilitate settlement Of their debts without initiating any legal action. Lenders agreed that it would be more effective to have another discussion with the client either in person (if he opts to return) or over the phone, whichever is possible, during which client may express all his concerns which could be addressed on the spot by them.